You can use a credit card on Venmo, but there are certain restrictions. You can't add a credit card if it's already linked to another Venmo account, and you can't transfer money from your Venmo balance to a credit card.Another significant distinction is that using your credit card to send money via Venmo will incur a 3% fee. But when paying or receiving with debot card, prepaid card and bank account is free of cost. Furthermore, when you pay your friends and family using a credit card, Venmo warns that card issuers may classify the transaction as a cash advance, resulting in an additional set of fees, sometimes starting at $5 or less. So yes, can you venmo with a credit card but with restrictions.